Online Baccarat Casinos in the US

Globally speaking, baccarat is one of the most significant gambling games out there. In the US, it may not be as obvious a choice as poker or blackjack but in Asia, it is the number one choice of high rollers. You’ll find this simple card game in the biggest land-based casinos of Las Vegas and Atlantic City, but you have far more choices if you opt for playing baccarat online

We’ll guide you through the legality of online gambling in the US, and we will explain how and where you can play baccarat online for real money. We’ll briefly mention the history of the game and explain the advantages of playing the game online. If you’re here because you already know your stuff, there’s only one thing for you to do now…

Best online baccarat casinos in the US

Best Online Baccarat Casinos in The US

1
Caesars Online Casino
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  • bullet-iconTop notch $2,000 deposit bonus
  • bullet-iconGreat variety of games in offer
  • bullet-iconCaesars rewards system for special promos
9.6
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Caesars NJ online casino is perhaps one of the best out there. In fact, no Caesars online casino review would be complete without mentioning the great selection of games, great customer service contact options, and the excellent level of security. This online casino is well worth spending time on thanks to its great graphics and overall enjoyable atmosphere. Caesars NJ online casino really is here to stay.

2
Golden Nugget
MOST POPULAR CASINO
100% up to $250
  • bullet-icon900+ games including progressive slots and live dealer games
  • bullet-iconDemo games allowed before signup
  • bullet-iconGreat navigation and design
9.5
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Golden Nugget NJ online casino is perhaps one of the best online casinos around. With a wide variety of games, great bonuses, and promotions, this online casino is set to impress. Golden Nugget also hosts live casino games and sports games. Throw in the multitude of deposit and withdrawal methods and you know you’re in for a great time. This Golden Nugget online casino review is well worth reading.

3
BetMGM Casino
CASINO OF THE YEAR
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  • bullet-iconOver 410 games & Live Dealer available
  • bullet-iconAwesome $1,000 match deposit bonus
  • bullet-iconWide variety of slot games
9.4
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BetMGM online casino is without a doubt one of the best online casinos around. With a very impressive selection of games and a wide range of bonuses and promotions, it’s no wonder this casino is very popular. The customer service options are very good, as is the level of security. BetMGM NJ online casino is well worth visiting.

4
Borgata Casino
100% deposit match up to $1,000
  • bullet-iconLicensed and legal in the USA
  • bullet-iconRisk-free sports bet for new customers
9.6
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This Borgata Casino online casino review was a real pleasure to research. This online casino clearly knows how to please its players. With a huge selection of games and impressive withdrawal speed, Borgata Casino could be one of the best NJ casinos around. Customer service and security are very good, and players are set to enjoy spending their time online.

5
DraftKings Casino
$50 free credits
  • bullet-iconExclusive DraftKings slots & live dealer games
  • bullet-iconWelcome bonus worth up to $2,000
9.4
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Conducting research for this DraftKings Casino online casino review has been a pleasure. This is an online casino that seems to be a cut above the rest. The casino has more than 650 games, great graphics, and a good reputation. With many different bonuses and promotions open to all players, it’s no wonder that this online casino attracts many players. DraftKings Casino really is here to stay.

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FanDuel Casino
Risk Free $1000 up to 24 Hours
  • bullet-iconPlenty of payment options
  • bullet-iconGreat promo codes and offers
9.4
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The FanDuel online casino is a good one. No FanDuel online casino review should fail to mention the good selection of games available. In addition to this, the numerous deposit and withdrawal methods are very enticing to all players. The bonuses and promotions are somewhat better than many players can find elsewhere. All of these factors help to make FanDuel NJ online casino one of the best out there.

7
Hard Rock Casino Online NJ
100% Deposit Match
  • bullet-iconPopular, globally trusted and recognized brand
  • bullet-iconGreat welcome package with 100% bonus and 50 free spins
9.8
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When writing a Hard Rock Casino online casino review, it quickly becomes clear that this is no ordinary casino. Hard Rock Casino is a very sophisticated and modern casino that offers a lot to every player. With some very good games on offer and some nice bonuses and promotions, this online casino could be considered one of the best.

8
Unibet Casino
GREAT BONUS OFFERS
$10 free & $500 deposit match
  • bullet-iconGreat range of bonus offers and promotions
  • bullet-iconMost excellent customer service
9.4
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Unibet casino offers every player a great playing experience. The online atmosphere is great from the moment you land on the site, and the customer service is exceptional. Cashing out is a relatively easy process thanks to the selection of options available. Players can choose one of the three different ways to reach the customer service team. This is impressive and is something that all online casinos should consider offering.

9
888casino NJ
NO DEPOSIT BONUS
$20 ND + 120% Up To $500 On Deposit
  • bullet-icon$20 free no deposit bonus
  • bullet-iconOver 200 games + live NJ dealer games
  • bullet-iconReliable, safe and regulated
9
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New players only • One-time offer valid from 2/26/20 – 12/31/22, 19:00 EST • Bonus is only valid if claimed by communication within 48 hours • Bonus must be wagered 30 times within 60 days from granting • Wagering contributions apply and vary by game • Bonus is valid for Casino games only • Withdrawal restrictions and full terms & conditions apply

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888's online casino has a lot of games to offer every player. However, there is a lack of promotions and bonus offers. Aside from this, 888casino is safe to use, and customer service is very good. If players want to spend time at a casino with a good atmosphere and great games, 888casino is the one to opt for.

10
Virgin Casino
Up to $100 cash back
  • bullet-iconWide Variety of Casino Games
  • bullet-iconGreat Cashback Bonus
9
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Virgin casino has a very nice atmosphere that’s evident as soon as you log in. While this casino does not have the latest graphics, it still has a good atmosphere. Players are made to feel welcome thanks to the bonuses and promotions available. In addition to this, the games are fun to play and full of enticing graphics.

There are quite a few options where you can play baccarat online in the US. Numerous casinos offer the game, however, not all sites are the same. We review gambling sites according to several criteria and only recommend sites that look good on all fronts. Here is what we review:

  1. Licensing: we check whether the site holds a license from any of the 6 states that allow online gambling. We only list legal US sites on our page. 

  2. Game selection: an online casino is only as good as its games. In this section, we only list casinos that offer at least a couple of titles of baccarat. Many sites offer virtual titles as well as live baccarat online. The wider the game selection the better. The best online casinos feature games from multiple game software producers, so it is more likely that you’ll find titles that suit your gaming style. 

  3. Bonuses and promotions: There’s nothing better than starting your gaming session with a boosted bankroll. The best US casinos offer different bonuses and promotions such as welcome bonuses, reload bonuses, VIP or loyalty clubs, cashback, tournaments and more. 

  4. Mobile availability: In this day and age, phone compatibility is very important. The baccarat game online is perfectly suitable for smaller screens. Baccarat is a quick game that you may want to play on the go so being able to play it on your phone is a big plus. Some casinos offer a dedicated app, while others mobile-optimize their games for iOS and Android phones.

Some of the best US casinos that offer baccarat are:

  • 888 casino
  • Wild casino
  • Slots.lv
  • Las Atlantis
  • Bovada
  • Lucky Duck

Legal online baccarat casinos in the USA

When it comes to online gaming, online poker, and sports betting legislation in the US, things can get complicated. Each state has its own rules and regulations that may allow multiple forms of online gambling or may prohibit it altogether. As baccarat is a casino game, you’ll be able to play it in states that allow online gambling, namely:

 

New Jersey 

    Pennsylvania

    Connecticut

    Michigan

    Delaware

    West Virginia

 

New Jersey was the first state that legalized online gambling in 2010 and soon the other 5 states followed. During the past decade several US land-based casinos started up their online sites and we have seen international casino giants apply for a US license too. Therefore, the selection of games is a mix of American favorites and games that are loved all over Asia or Europe. Baccarat is becoming a very popular game all over the world, so you’ll find different titles of this exciting card game in many US casinos.

A quick history of Baccarat

Most historians agree that the game originates from medieval Italy. It was developed by Felix Falguiere who named it “baccara” (zero in Italian) because all the face cards and tens in the game were worth zero. The spelling changed to Baccarat when the game spread to France. Today, this French spelling is accepted all over the world and this is how you’re going to find the game in most online and land-based casinos worldwide. 

In the 1800s, the game was known in France as Chemin de Fer and it became the favored game of rich aristocrats. It was one of the favorites of King Charles VIII who played it with other nobles. It was the French who introduced the game to England where it also became very popular. The popularity of the game further spread when Ian Flemming featured it in his James Bond novels. 

The game reached the new world through the Caribbean and South America where it was known as Punto Banco. It reached the US in the 1950s when it was introduced by Tommy Renzoni. There have been quite a few changes in the gameplay during the years and different variants of the game have been developed. We’ll now look at the main rules of the game and tell you about those variants.

How to play baccarat online

Baccarat is a game of pure chance, meaning that you don’t need any skills at all. The game is very simple. All you have to do is predict whether the banker or the player will have a hand closer to 9. You may bet on either the banker or the player or on a tie. There are several side bets too (depending on the version of the game) that you can place. The number of players in a physical casino is between 1 and 14 (again depending on the version) and the number of decks of cards can also change slightly. 

Card value

In Baccarat, the cards’ suits are irrelevant, and it is only their values that matter. K, Q, J and 10 have zero value, while Aces are worth 1. Cards two to nine are counted as face value (two is worth 2 and eight is worth 8). If the total value of the two cards exceeds 9 you need to subtract 10 from the value. For example: Nine (9) + Six (6) = 15 – 10 = 5

Step-by-step baccarat online 

  1. Select your wager by clicking on the chip image
  2. Place your bet by clicking on the Player, the Banker, or the Tie section 
  3. If there’s a side bet option, you can place it now
  4. Click “deal”
  5. Two (and sometimes a third) cards will be drawn and the outcome is determined
  6. Your winnings (if any) will be added to your balance
  7. Place new bet

 

Bet Types


Main bets

Most players will place one of the below three bets. They are easy to understand and all you need is luck to win. Place your bet, sit back, and wait for the outcome.

  • Banker
    When you place this bet, you assume that the banker will win the round. This bet has the lowest house edge, however, slightly lower odds than a player bet. It usually comes with a 5% commission.
  • Player
    Here, you bet on the player having the better hand. This bet has a higher house edge than the banker, but it is without a commission. Statistically, this bet has the best odds. 
  • Tie
    This bet assumes that the card values of the banker and the player will equal. It has a high payout; however, the house edge is quite steep.

 

 


Side bets

Many versions of baccarat (but not all) offer side bets. When you play in a baccarat casino online, you can typically choose between several games, so pick one that suits your betting style. The most common side bets that different versions of baccarat may offer are these:

There can be more types of bets available for you in online baccarat, but they may vary from casino to casino. 

  • Player pair
    This side bet pays if the first two cards dealt to the player make a pair
  • Banker pair
    This side bet pays if the first two cards dealt to the banker make a pair
  • Perfect pair
    The perfect pair is when either the banker or the player has a pair in both rank and suit
  • Either pair
    This option pays if either the banker’s or the player’s first two cards form a pair
  • Panda 8
    When a player wins with three cards and the total value of the cards is 8
  • Lucky 8
    When the chosen hand wins with a value of 8 
  • Small or Big
    A Small bet wins if the total of the Player’s and Banker’s hands totals 4. The Big bet pays if the same total is 5 or 6.

Baccarat odds

Just like with any other gambling game, you should know your odds before you play baccarat online for real money. This card game suits people with various risk appetites. You can place bets that have an almost 50% chance of winning or you can place risky side bets that come with high payouts. We have summarized the odds and payouts of the main bets. 

 

Bet

Odds

Payout

House Edge

Player

45.86%

1:1

1.36%

Banker

44.62%

1:1

1.06%

Tie

9.52%

8:1 or 9:1

14.4%

Player Pair

7.47%

11:1

10.36%

Banker Pair

7.47%

11:1

10.36%

Perfect Pair

3.34%

25:1

13.03%

Either Pair

14.2%

5:1

13.71%

Big

31.8%

2:1

4.35%

Small

37.8%

3:2

5.27%

Most Popular types of online Baccarat

When it comes to online casino baccarat, there are two ways you can play the game. You can play a virtual game against a computer where you play alone. Virtual baccarat can be played for free or for real money and the minimum bets can be as low as 10 cents. 

Live dealer baccarat games are broadcasted from a studio. Here, there’s a live dealer who presents the game, shuffles, and deals the cards and announces the outcome. The best online live dealer baccarat games come with a wide range of betting values (typically between $1 and $25,000) and unlimited seats. 

Both virtual and live baccarat online has several variants, and these are the main ones:

Punto Banco

This version is the most common type of baccarat in the United States, United Kingdom, Canada, Australia as well as Scandinavia. It is played with 6 or 8 decks of cards. In land-based casinos, there are 3 dealers running the game and the maximum number of players is 14.

Mini Baccarat

As you may figure from the name, mini baccarat offers smaller minimum bets and fewer seats (in land-based casinos) than the original Punto Banco version. This type of the game is popular in the US. There’s just one dealer at the mini baccarat table in brick-and-mortar casinos. Many live baccarat online USA games are of this kind.

Chemin de Fer

The French version of the game is popular in France, Monte Carlo, and other parts of Europe. Chemin de Fer is played with 6 decks of cards and in land-based casinos, one of the players takes the role of the banker. Though this version of the game is not often found outside of the old continent, you may find it in bigger online casinos in the US. 

EZ Baccarat

This version of the game also pays even money on both the banker and player bets but if the banker wins with a total of 7 on the third card there is a push on banker bets. There are also two special side bets here – Dragon 7 and Panda 8.

Baccarat Banque

Similarly, to Chemin de Fer, one of the players acts as a banker here. This game is played with 3 decks.

Online baccarat vs land-based casino baccarat

If you have never played the game you may wonder whether you should play it online or in a brick-and-mortar casino. Well, in our opinion, you should definitely play it online first and once you understand the gameplay, and the different bets and have an idea of how easy or difficult it is to win, you should venture into a land-based casino. Below, you can find a quick comparison between online and offline baccarat.

 

Online baccarat

Land-based casino baccarat

Minimum bets start at $0.10

Minimum bets start around $5

Free play available

No free play

Unlimited seats at live dealer titles. Solo play at virtual baccarat

The Maximum number of seats is between 6 and 14

Available 24/7

Limited casino and table opening hours

Can be played from the comfort of your home

Must visit the casino, find parking, and adhere to dress code

No social pressure

Can feel intimidating

Tips on playing baccarat online

Baccarat is a game of chance so there’s no bulletproof winning strategy. However, the below tips can help you control your bankroll and get the maximum out of your gameplay.

 

  • Practice with free baccarat

Most online casinos offer demo versions of the game. Practice as much as possible and see how long $1,000 in play money will take you. You can experiment with different bet types and see what works out the best for you. 

 

  • Don’t rely on betting strategies

Betting strategies such as the Martingale or Fibonacci system are often used by gamblers. However, these systems can make you run out of money quickly. We advise against having a betting strategy. Baccarat is a game of chance and should be played for fun and not as a strategy game like poker or blackjack.

 

  • Stop after a winning streak

Just like all gambling games, baccarat comes with a house edge that ensures that in the long run the house always wins. If you were lucky and managed to get a few wins in a row, it is time to stop and go home with your winnings.

FAQ

It is not possible to cheat when you play baccarat online. There’s no card counting like in blackjack, and you obviously can’t mark the virtual cards.

The best bet you can make is the player bet, which gives the highest chance of winning. The key is to wait for a winning streak and when you already had some wins stop playing.

If you play at a licensed casino, rest assured, that the games will not be rigged. Legal US online casinos use random number generators to determine the outcome of each game. This system ensures that all outcomes are fair and random.

US players can legally play at online casinos in 6 states including New Jersey, Connecticut, Pennsylvania, Michigan, West Virginia, and Delaware. You can play at any online casino that is licensed in one of these states if you are physically within those states, and you are over 21.

Yes, most online casinos offer the demo version of their virtual baccarat games. Note, that live baccarat online games cannot be played for free.

When it comes to online gaming, online poker, and sports betting legislation in the US, things can get complicated. Each state has its own rules and regulations that may allow multiple forms of online gambling or may prohibit it altogether. As baccarat is a casino game, you’ll be able to play it in states that allow online gambling, namely:

 

New Jersey 

    Pennsylvania

    Connecticut

    Michigan

    Delaware

    West Virginia

 

New Jersey was the first state that legalized online gambling in 2010 and soon the other 5 states followed. During the past decade several US land-based casinos started up their online sites and we have seen international casino giants apply for a US license too. Therefore, the selection of games is a mix of American favorites and games that are loved all over Asia or Europe. Baccarat is becoming a very popular game all over the world, so you’ll find different titles of this exciting card game in many US casinos.