Online Casinos That Accept Credit Card Payments In The US

There are lots of advantages to using credit cards at online casinos and we are going to discuss these below. We’ll also let you know what the best credit card casinos are and give you a handy list of them so all you have to do is pick and choose. 

Best Credit Card Online Casinos in the USA

1
Caesars Online Casino
#1 CASINO IN AMERICA
100% up to $2,000
  • bullet-iconTop notch $2,000 deposit bonus
  • bullet-iconGreat variety of games in offer
  • bullet-iconCaesars rewards system for special promos
9.6
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Caesars NJ online casino is perhaps one of the best out there. In fact, no Caesars online casino review would be complete without mentioning the great selection of games, great customer service contact options, and the excellent level of security. This online casino is well worth spending time on thanks to its great graphics and overall enjoyable atmosphere. Caesars NJ online casino really is here to stay.

2
Golden Nugget
MOST POPULAR CASINO
100% up to $250
  • bullet-icon900+ games including progressive slots and live dealer games
  • bullet-iconDemo games allowed before signup
  • bullet-iconGreat navigation and design
9.5
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Golden Nugget NJ online casino is perhaps one of the best online casinos around. With a wide variety of games, great bonuses, and promotions, this online casino is set to impress. Golden Nugget also hosts live casino games and sports games. Throw in the multitude of deposit and withdrawal methods and you know you’re in for a great time. This Golden Nugget online casino review is well worth reading.

3
BetMGM Casino
CASINO OF THE YEAR
100% up to $1,000
  • bullet-iconOver 410 games & Live Dealer available
  • bullet-iconAwesome $1,000 match deposit bonus
  • bullet-iconWide variety of slot games
9.4
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BetMGM online casino is without a doubt one of the best online casinos around. With a very impressive selection of games and a wide range of bonuses and promotions, it’s no wonder this casino is very popular. The customer service options are very good, as is the level of security. BetMGM NJ online casino is well worth visiting.

4
Borgata Casino
100% deposit match up to $1,000
  • bullet-iconLicensed and legal in the USA
  • bullet-iconRisk-free sports bet for new customers
9.6
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This Borgata Casino online casino review was a real pleasure to research. This online casino clearly knows how to please its players. With a huge selection of games and impressive withdrawal speed, Borgata Casino could be one of the best NJ casinos around. Customer service and security are very good, and players are set to enjoy spending their time online.

5
DraftKings Casino
$50 free credits
  • bullet-iconExclusive DraftKings slots & live dealer games
  • bullet-iconWelcome bonus worth up to $2,000
9.4
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Conducting research for this DraftKings Casino online casino review has been a pleasure. This is an online casino that seems to be a cut above the rest. The casino has more than 650 games, great graphics, and a good reputation. With many different bonuses and promotions open to all players, it’s no wonder that this online casino attracts many players. DraftKings Casino really is here to stay.

Table of Contents

Why Gamble With Credit Cards?

Credit cards are the most common method for online transactions in the United States. Almost everybody owns a credit card be it a Visa, a MasterCard or American Express. This makes using them convenient at gambling sites as you’ll not have to open a new account, go through verification steps, or use third-party platforms. 

Almost all casinos and betting sites take credit cards making it convenient for anybody to deposit in a secure way within seconds. When you use a credit card at a casino, the charge will be added to your monthly bill, and you can pay it later together with your other monthly purchases.

Security

The biggest advantage of credit cards is their top-notch security. When you pay with your credit card at an online merchant the card information is encrypted so that third parties cannot steal the information. Besides, banks and credit card issuers often use two-factor authentication that gives added security to your transactions. All payments will have to be confirmed with a one-time code your bank sends you through text message or in-app notification.

Costs and Fees

Another great thing about online casinos that accept US credit cards is that they don’t charge you any fees for doing so. This is because when they debit your Visa, MasterCard or Amex card, the transactions come with minimal costs for them. However, keep it in mind, that your bank or credit card issuer may charge you fees or other costs such as monthly or yearly card fees. You may also accrue interest on your credit card balance if you leave it unpaid for months.

The Most Commonly Accepted Casino Credit Cards

There are various credit card brands that you can use in shops, restaurants, and other merchants in the US. But can you use a credit card at a casino?
 Well, not all brands are readily accepted at online casinos. Here’s a breakdown of the ideal credit card brands for all your gambling needs.

Visa

Established in 1958, Visa has become one of the most commonly accepted credit cards worldwide. Visa is a world leader in digital payments, offering excellent security and limited liability for all transactions. Almost all online casinos accept Visa cards including debit, credit, and prepaid ones.

MasterCard

Today, you can use your MasterCard credit or debit card in 210 countries and territories around the world. The company was established in 1966 and is the chief competitor of Visa today. MasterCard has a great reputation, excellent security measures and international liability for fraudulent transactions. Similarly, to Visa, it is accepted in almost all online casinos throughout the US.

American Express

Amex cards are particularly popular in the United States, and you’ll not have problems using them at US-licensed casinos. However, international casinos that are headquartered in Europe or the Caribbean will rarely accept Amex cards. The great thing about American Express cards is that they come with much higher deposit limits than Visa and MasterCard, so they are often the first choice of high rollers.

How To Deposit With Credit Cards

Using a credit card is the easiest way to deposit into your casino account. You don’t have to log into your online banking, open an eWallet or work through a third-party system. All you need is the information displayed on your credit card and have your phone handy to receive the two-factor authentication code. 

Credit card casino deposits are instant so once the transaction is through, you can start gaming. Here’s a step-by-step guide to casino deposits:

 

  1. Select a casino from our top list by clicking on the link
  2. Sign up for an account 
  3. Open the “cashier” section and choose the credit card option
  4. Select the credit card brand you want to use 
  5. Enter the amount you would like to deposit and fill in the card information details

 

Submit the request and the money should appear in your casino balance

How To Withdraw From A Casino Using Credit Cards

One of the biggest disadvantages of credit cards is that they are often not accepted for withdrawals. None of the US licensed casinos we reviewed process withdrawals to credit cards. That said, you may find licensed offshore casinos that do, but this is not commonplace. Some credit card casinos may let you withdraw to your Visa or MasterCard cards but only up to the value of the initial deposit. 

If you used your credit card to deposit and would like to withdraw your winnings, we recommend using an alternative method. It is not difficult to set up a Skrill or Neteller account and these are conveniently the fastest cash-out methods too. Alternatively, you can request a check to be sent to your address or go for a bank transfer. 

Pros & Cons Of Casino Credit Cards

Just like any other payment methods, there are advantages and disadvantages to using your credit card for gambling. Here are the main pros and cons.

Pros

Cons

✅Very easy way to deposit

❌They can rarely be used for withdrawals

✅Secure transactions

❌Depending on the state you live in, credit cards may be banned for online gambling

✅Easy to track your spending through the banks or credit card issuer’s app

❌Certain banks do not allow gambling transactions

✅No fees for depositing

 

✅Major credit cards are accepted in almost all casinos

 

 

Blacklisted Casinos You Shouldn’t Use

There are plenty of dodgy casinos out there. We review dozens of sites and only recommend trustworthy ones. Experts at Profitsquad go through a checklist to verify that each casino we recommend does well on all fronts. When we come across shady businesses with bad business practices or rigged games, we’ll list them under our blacklisted casinos section. 

Conclusion

Credit cards make the most convenient deposit options at US online casinos. Transactions come with top-notch security measures, they are instant and fee-free. Major brands such as Visa, MasterCard and American Express are accepted in all major US casinos. The only downside is that generally, you can’t withdraw to your credit card and will have to set up an alternative withdrawal method. 

FAQ

Almost any US and international casino accept credit cards. Your best bets are Visa and MasterCard, but Amex is also widely accepted at US-licensed casinos. 

Absolutely. Credit card transactions are encrypted so that your credit card details cannot be stolen by hackers. Two-factor authentication gives added security as each transaction is confirmed by a one-time code. 

Unfortunately, most casinos don’t process withdrawals to credit cards. This is certainly true for casinos that hold a US license, but you’ll have a hard time finding even offshore casinos that process credit card withdrawals. 

Visa and MasterCard are accepted in almost all casinos. Amex is also accepted in a bunch of casinos that offer their services to American players. 

This depends on your bank and your card limit. Generally, Amex cards offer the highest deposit limits. 

Most casino credit card transactions are free; however, some casinos do charge a service fee. This information will be clearly displayed before you submit your request. 

This depends on the casino. Generally, we can say that casinos don’t like corporate credit cards and small business cards.