Online Casino Payment Methods In the USA 2022

The range of available online casino banking methods depends on the state as well as agreements between the casino and the payment service providers. Furthermore, your bank may or may not support transactions to gambling sites. The situation is complex, but our experts here at ProfitSquad will break it down for you. 

Best Online Casino Payment Methods In The USA

PayPal

PayPal is one of the best-known e-wallets in the world with 200 million global users. Opening a PayPal wallet is easy, and this banking method is accepted in almost all US online casinos. PayPal deposits and withdrawals are instant, and casinos won’t charge you any fees when using this e-wallet. No need to share your banking details with the casino.

 

MasterCard

Paypal is an e-wallet, and it is one of the most accepted casino online payment methods in the UK. It is found in virtually all casinos in the UK. Apart from being one of the widely accepted payment methods. Paypal is indeed one of the safest and efficient payment processors. Casino deposits made with Paypal are successfully made within minutes.

 

Neteller

Nicknamed the “PayPal of online casinos”, Neteller was created with online gamers in mind. This e-wallet provides lightning-fast deposits and withdrawals without incurring any fees. Using Neteller, you won’t have to share your banking information with the casino and moving money between your Neteller account and your bank account is straightforward. A growing number of US casinos now accept Neteller.

American Express

Amex credit cards are widely accepted at American online casinos. Amex offers top-notch security and through their app, keeping control of your spending is easy. Amex provides some of the highest deposit limits and depositing with these cards won’t incur any fees. Although withdrawals are generally not offered to these cards, they are excellent for secure and instant deposits.

Paysafecard

Paysafecards are 16-digit PIN numbers you can purchase in cash in thousands of locations around the USA. These closed-loop gift cards can be used at participating online casinos. Paysafecards let you “pay cash online” without having to provide your bank details to the casino. Their downside is the $300 maximum deposit limit and that they can’t be used for withdrawals.

 

VISA

VISA debit, credit and prepaid cards are accepted in 170 countries worldwide. VISA is a leading payment services provider and almost all US casinos accept VISA-branded cards for deposits, and many will also process withdrawals. Players incur no fees when banking with VISA cards and the company provides excellent security measures including 128-bit encryption technology.

eCheck

Electronic checks are secure, come with low or no fees and can be used to deposit large sums at online casinos. They use the ACH system, and let your bank communicate directly with the casino after an easy set-up procedure. eCheck deposits are instant while withdrawal can take quite a few days. eChecks is not available at international casinos.

Bank Transfer

Instant bank transfers are an easy way of banking with American online casinos. Since most US banks are part of the instant bank transfer network you won’t have to set up a thing, making it a convenient way of depositing and withdrawing money at gambling sites. Transactions are secure, free, and they happen in a matter of minutes.


US-licensed online casinos can offer a bunch of deposit and withdrawal options to their players. The most traditional casino payment methods are all bank related. You can initiate a wire transfer from your bank account, use the instant bank transfer service or pay with an eCheck. Those who prefer to pay with plastic can deposit with their credit or debit cards and pay their credit card bill later or get the sum deducted from their checking account instantly. 

eWallets come hand-in-hand with online gambling for many players and a large percentage of gamblers use the likes of PayPal and Neteller to fund their casino accounts. Those without a bank account or credit card can “pay cash online” using 16-digit Paysafecard PIN codes that can be purchased at distributors all around the United States. 

Note, that not all methods are available for both deposits and withdrawals. Most casinos have fewer cashout options so, for example, even if a casino lets you deposit with your Amex credit card, they will most likely not let you cash out with it.

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Best Banking Methods In The USA

Online casinos do their best to offer the most popular payment methods in each country they operate in. In different European casinos, you’ll find a bunch of local, country-specific payment methods while casinos licensed outside of Europe and North America often take cryptocurrencies. On this page, we’re going to present you with the best casino methods in the US.

Credit Cards and Debit Cards

Bank-issued debit cards and credit cards are the most popular ways of depositing at online casinos. This is because they are the easiest to use without the need of creating a separate account or use third-party websites. Card payments are secure, and instant and usually don’t cost the player anything. Online casinos almost always accept VISA and MasterCard debit and credit cards and many also take American Express. However, there can be limitations on these cards imposed by the issuing banks. Many US banks won’t process card transactions to gambling and betting sites. Another downside of credit cards is that they may come with different fees and charges. Finally, it is worth keeping in mind that withdrawals are not the fastest to debit and credit cards and can take up to 5 business days. You can read more about debit and credit cards here. Not quite the same category but Paysafecards (read more about them here) also provide a similar deposit process to debit and credit cards. You’ll need to insert a 16-digit pin number instead of a card number. Unfortunately, you can’t cash out with a Paysafecard in US casinos.

Bank Transfers

Bank transfers and wire transfers (read more about them here) work in similar ways. You basically transfer money straight from your bank account to the casino’s bank account. Casinos like these transfers because they are super-safe, and the bank account holders are already vetted so there’s less risk of money laundering or fraud. The great thing about bank transfers is that they can move large amounts of money and therefore maximum limits will be high (e.g., $1 million). The downside of bank transfers is that they take a long time. Instant bank transfers work instantly though, but only for depositing. Payments via eCheck is another ACH option that is safe and reliable and since the verification process is automatic, the whole deposit process doesn’t take up too much time. Their downside is the lengthy cashout times.

Digital Wallets (E-Wallets)

Digital wallets are the default payment method for many international punters. Their acceptance in the US is not as wide as elsewhere in the world, but generally speaking, you’ll easily find casinos where you can bank with PayPal (read more about it here). Another popular option is Neteller. Neteller for online casinos is what PayPal is for eBay. However, not many US casinos take the eWallet. The biggest advantages of eWallets are their speed (both deposits and withdrawals can be instant) and that casinos don’t charge fees for these transactions.

Conclusion

US casino players have many banking options available at online casinos. Most casinos will accept VISA, MasterCard debit and credit cards as well as Amex cards. You can bank directly from your bank account by wiring money to the casino or sending them an eCheck or an instant bank transfer. If the casino of your choice takes eWallets your best options are PayPal or Neteller. 

FAQ

Check out the banking information page of the site to confirm which payment methods they accept. If you have a preferred payment method, go to our dedicated payment method page, and select a casino from the list.

Yes, it is and again, you’ll have to confirm the exact limits on the banking page of your casino. Generally speaking, eWallets have the lowest minimum limits followed by credit cards and bank transfers. 

The casino will always conduct an internal check before your cashout request is processed. Following that, eWallets are the fastest followed by debit/credit cards and finally wire transfers.

Many players will tell you that eWallets are the way to go. However, if you don’t mind the gambling transactions showing up on your bank statement, you can simply use your existing debit or credit card or send a wire transfer to the casino.

PayPal, Neteller, credit and debit cards and instant bank transfers offer instant transfers. Wire transfers can take 1 to 5 days. 

You’ll have a few options to choose from, but this depends on the casino. Bank transfers, checks and PayPal are normally always accepted. Many casinos also offer cash out to debit cards. 

Other payment methods that are sometimes accepted in US casinos are VIP Preferred, cash at casino cage and Play+ prepaid cards.

Not all payment methods are available in all states. Some banks in certain states also block transactions to gambling sites. If in doubt, check with your bank.

Not at all. You can use an eWallet, send a bank transfer or use Paysafecard (basically a cash option) to fund your casino account. 

You may have reached your credit limit or entered the details of your card incorrectly. It is also possible that your bank doesn’t support payments to gambling sites. 

If you want to cash out to a debit or credit card, you’ll have had to use the said card for depositing before you can cash out. If you used a method that is only available for deposits, you can request a bank transfer from the casino.