Best Payment Methods For USA Online Casinos In 2023

The US is starting to embrace the world of online gambling – and more people are testing out ever-expanding selection of US online casino sites.
Each one offers a whole selection of different payment methods to suit all needs and preferences. However, some are better than others.
Here at Profitsquad, we want to take a quick look through all the different options of those available to players in the US, so that you can work out which is the best for you!

Best Online Casino Payment Methods In The USA


PayPal is one of the best-known e-wallets in the world with 200 million global users. Opening a PayPal wallet is easy, and this banking method is accepted in almost all US online casinos. PayPal deposits and withdrawals are instant, and you won’t be charged any fees when using this e-wallet. No need to share your banking details online.


Accepted by practically all US online casinos, MasterCard debit and credit cards offer a convenient way to deposit and withdraw without incurring any fees. Its long-standing reputation and unparalleled security measures should give you complete peace of mind when banking at online gaming sites. Low minimum and high maximum limits make MasterCard payments suitable for players with any bankroll.


Nicknamed the “PayPal of online casinos”, it was created with online gamers in mind. This e-wallet provides lightning-fast deposits and withdrawals without incurring any fees. You won’t have to share your banking information on the internet and moving money between your Neteller account and your bank account is straightforward. A growing number of US sites now accept Neteller.

American Express

Amex credit cards are widely accepted at American online casinos. Amex offers top-notch security and through their app, keeping control of your spending is easy. Amex provides some of the highest deposit limits and depositing with these cards won’t incur any fees. Although withdrawals are generally not offered to these cards, they are excellent for secure and instant deposits.


Paysafecards are 16-digit PIN numbers you can purchase in cash in thousands of locations around the USA. These closed-loop gift cards can be used at participating casinos. Paysafecards let you “pay cash online” without having to enter your bank details. This option has just a $300 maximum deposit limit and that they can’t be used for withdrawals.


VISA debit, credit and prepaid cards are accepted in 170 countries worldwide. VISA is a leading payment services provider and almost all US websites accept VISA-branded cards for deposits, and many will also process withdrawals. Players incur no fees when banking with VISA cards and the company provides excellent security measures including 128-bit encryption technology.


Electronic checks are secure, come with low or no fees and can be used to deposit large sums of money. They use the ACH system, and let your bank communicate directly with the casino after an easy set-up procedure. eCheck deposits are instant while withdrawal can take quite a few days. eChecks are not available at international websites.

Bank Transfer

Instant bank transfers are an easy way of banking with American online casinos. Since most US banks are part of the instant bank transfer network you won’t have to set up a thing, making it a convenient way of depositing and withdrawing money at gambling sites. Transactions are secure, free, and they happen in a matter of minutes.

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Payment Methods In US Online Casinos

US-licensed online casinos offer various deposit and withdrawal options to their players with most traditional payment methods being bank related. You can initiate a wire transfer from your account, use the instant bank transfer service or pay with an eCheck. And those who prefer to pay with plastic can deposit with their credit or debit cards and pay their card bill later or get the sum deducted from their checking account instantly. 
Also, eWallets are popular for online gambling and a large percentage of players use PayPal and Neteller to fund their casino accounts. Those without a bank account or credit card can “pay cash online” using 16-digit Paysafecard PIN codes that can be purchased at distributors all around the United States.



Not all options are available for both deposits and withdrawals. Most casinos have fewer cashout options so, for example, even if an operator lets you deposit with your Amex credit card, they will most likely not let you cash out with it.

Best Payment Methods In The USA

Real money casinos do their best to offer the most popular payment options in each country they operate in; In different European platforms, you’ll find several local, country-specific payment methods while those licensed outside of Europe and North America might even take cryptocurrencies.
On this page, we’re going to present you with the
best banking methods for players in the US.

Credit Cards and Debit Cards

This is the most popular way to deposit at online casino sites. Not only are they incredibly easy to use, but you won’t need to take the time to create new accounts with third parties. Using a bank card to make a payment is also very secure, instant and doesn't incur any fees. Most of the top sites will accept VISA (read more) and MasterCard (read more) credit and debit card as well as American Express (read more). The only downside is that the issuing banks may impose certain limitations as to how much you can spend. Some will even refuse to process gambling transactions. Another issue to consider is the fees and charges that may be incurred. Also, withdrawals can be quite lengthy - up to 5 days in some instances. You can find out more about debit and credit card payments here. There is also the Paysafecard option, which isn’t quite the same, but offers a similar depositing process. You can load up this prepayment card, enter the 16-digit pin and make your payment. However, you cannot use this option for withdrawals.


Expert Tip

Paysafecard is an excellent option if you want to have a better control over your spending budget as you can load the card with your monthly budget and you won’t be able to spend more.

Bank Transfers

Then we have bank transfers and wire transfers. These work in similar ways - which involves you transferring your money directly from your bank account to your casino account. These are popular because they are very safe - and casinos can feel assured that players have been thoroughly vetted to prevent fraud and money laundering. They also allow you to transfer large sums of money in and out of your account - as much as $1 million in some cases. The main disadvantage, however, is the time it takes to deposit and withdraw your funds - which can be up to 10 days. There are Instant Bank Transfers though, but these are for deposits only. Another method is eCheck, which is safe and reliable. Moreover, because there is an automatic verification process, deposits won’t take as long. However, again the payouts can be lengthy.


Expert Tip

Because of the high maximum deposits and withdrawal limits, bank transfers are an excellent option for high rollers.

Digital Wallets (E-Wallets)

The third distinct type of payment is the digital wallet - eWallet, which is popular with international players - although they aren’t yet as widely available in the US. There are numerous sites that will offer PayPal (read more) now and the number continues to grow. There is also the option to use Neteller (read more), which is the most commonly used eWallet in the gambling industry. No matter which you choose to use, they are super-fast for both deposits and withdrawals - and there are no fees incurred.


Expert Tip

Sometimes you won’t be able to claim a welcome bonus if making your first deposit with an eWallet because there is a higher chance of bonus abuse. Read the terms and conditions of the bonus before choosing whether to use this method.


US casino players have many banking options available at their disposal. Most will accept VISA, MasterCard debit and credit cards as well as Amex cards.
You can bank directly from your bank account by wiring money directly into your account or even by sending them an eCheck or an instant bank transfer. If your preferred casino takes eWallets, your best options are PayPal or Neteller.


Yes, they can, practically all gambling sites in the US will accept credit and debit cards including Visa, MasterCard, American Express and Discovery Cards. However, you will need to check whether your bank allows for online gambling transactions. Additionally, not all will allow withdrawals via AMEX, so check the terms and conditions first.

At some sites yes, you will be able to. However, some still don’t accept PayPal as an eligible banking method. Check the website first to see whether you will be able to claim the bonus with eWallet deposits.

At all our recommended sites, any payment method you choose will be fully protected. But because you won’t need to put your bank details online, eWallets and Prepaid cards such as Paysafecard are considered to be the safest methods.

Usually eWallet withdrawals are the quickest – PayPal, Neteller and Skrill etc. Usually, after the standard casino processing time (usually between 24 and 48 hours), these are instant. On the other hand, bank cards can take up to 5 days and bank transfers can take up to 10 working days.

This depends on the casino and the payment option you choose. Read through the terms and conditions of your chosen site before withdrawing so you know what to expect.

Yes. Because of anti-money laundering laws, you will need to withdraw using the same method with which you made your deposit. If this isn’t possible (i.e. a Paysafecard or Amex was used), you will need to choose an alternative.

Yes, at least you will for the first time you withdraw any money. Most legal online casinos will require you to submit an ID confirming your name, address, age and banking details to verify that you are playing on the site legally and are in control of the banking method. You may also be required to submit further documentation if you are withdrawing a large sum of money.

This depends on the casino. Some will prohibit you from claiming the bonus with eWallets and prepaid cards. Some even specify that bonuses can only be claimed with a debit or credit card. Read the terms and conditions carefully before you decide whether to claim the offer and which method you will use.

You will usually be required to withdraw using the same method that you used for your deposit, for money laundering reasons. However, in some cases this isn’t possible (Paysafecards and some credit cards etc.) Then, you will have a few options to choose from, but this depends on the casino. Bank transfers, checks, debit cards and PayPal are normally always accepted.

Not all payment methods are available in all states. Some banks in certain states also block transactions to gambling sites. If in doubt, contact your bank.