Best Online Casino Payment Methods in the USA 2022

One of the most important parts of online casino operations is taking payments in a secure and efficient way. Every player is different though and some prefer traditional banking methods while others like the modern options. The best real money online casinos in the United States offer a wide variety of deposit and withdrawal methods and it is up to your personal preferences and circumstances which one works out for you the best.

The range of available banking methods depends on which state the casino is operating in and which payment service providers they have agreements with. Apart from that, your bank may or may not support bank transfers or card transactions to gambling sites. The situation is complex, but Profitsquad’s experts will break it down for you here. When you click on each payment method we’ll discuss below, you can visit the corresponding payment page with more information. You’ll also find a list of the best casinos providing said payment method on the same pages.

Banking methods in US online casinos

US-licensed online casinos can offer a bunch of deposit and withdrawal options to their players. The most traditional casino payment methods are all bank related. You can initiate a wire transfer from your bank account, use the instant bank transfer service or pay with an eCheck. Those who prefer to pay with plastic can deposit with their credit or debit cards and pay their credit card bill later or get the sum deducted from their checking account instantly. 

eWallets come hand-in-hand with online gambling for many players and a large percentage of gamblers use the likes of PayPal and Neteller to fund their casino accounts. Those without a bank account or credit card can “pay cash online” using 16-digit Paysafecard PIN codes that can be purchased at distributors all around the United States. 

Note, that not all methods are available for both deposits and withdrawals. Most casinos have fewer cashout options so, for example, even if a casino lets you deposit with your Amex credit card, they will most likely not let you cash out with it.


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This Borgata Casino online casino review was a real pleasure to research. This online casino clearly knows how to please its players. With a huge selection of games and impressive withdrawal speed, Borgata Casino could be one of the best NJ casinos around. Customer service and security are very good, and players are set to enjoy spending their time online.


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  • bullet-iconPlenty of payment options
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The FanDuel online casino is a good one. No FanDuel online casino review should fail to mention the good selection of games available. In addition to this, the numerous deposit and withdrawal methods are very enticing to all players. The bonuses and promotions are somewhat better than many players can find elsewhere. All of these factors help to make FanDuel NJ online casino one of the best out there.


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When writing a Hard Rock Casino online casino review, it quickly becomes clear that this is no ordinary casino. Hard Rock Casino is a very sophisticated and modern casino that offers a lot to every player. With some very good games on offer and some nice bonuses and promotions, this online casino could be considered one of the best.


Unibet Casino

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Unibet casino offers every player a great playing experience. The online atmosphere is great from the moment you land on the site, and the customer service is exceptional. Cashing out is a relatively easy process thanks to the selection of options available. Players can choose one of the three different ways to reach the customer service team. This is impressive and is something that all online casinos should consider offering.


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  • bullet-icon$20 free no deposit bonus
  • bullet-iconOver 200 games + live NJ dealer games
  • bullet-iconReliable, safe and regulated


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New players only • One-time offer valid from 2/26/20 – 12/31/22, 19:00 EST • Bonus is only valid if claimed by communication within 48 hours • Bonus must be wagered 30 times within 60 days from granting • Wagering contributions apply and vary by game • Bonus is valid for Casino games only • Withdrawal restrictions and full terms & conditions apply

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Virgin Casino

Up to $100 cash back
  • bullet-iconWide Variety of Casino Games
  • bullet-iconGreat Cashback Bonus


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Virgin casino has a very nice atmosphere that’s evident as soon as you log in. While this casino does not have the latest graphics, it still has a good atmosphere. Players are made to feel welcome thanks to the bonuses and promotions available. In addition to this, the games are fun to play and full of enticing graphics.

Best banking methods in the USA

Online casinos do their best to offer the most popular payment methods in each country they operate in. In different European casinos, you’ll find a bunch of local, country-specific payment methods while casinos licensed outside of Europe and North America often take cryptocurrencies. On this page, we’re going to present you with the best casino methods in the US.

Credit Cards and Debit Cards

Bank-issued debit cards and credit cards are the most popular ways of depositing at online casinos. This is because they are the easiest to use without the need of creating a separate account or use third-party websites. Card payments are secure, and instant and usually don’t cost the player anything. Online casinos almost always accept VISA and MasterCard debit and credit cards and many also take American Express. However, there can be limitations on these cards imposed by the issuing banks. Many US banks won’t process card transactions to gambling and betting sites. Another downside of credit cards is that they may come with different fees and charges. Finally, it is worth keeping in mind that withdrawals are not the fastest to debit and credit cards and can take up to 5 business days. You can read more about debit and credit cards here. Not quite the same category but Paysafecards (read more about them here) also provide a similar deposit process to debit and credit cards. You’ll need to insert a 16-digit pin number instead of a card number. Unfortunately, you can’t cash out with a Paysafecard in US casinos.

Bank Transfers

Bank transfers and wire transfers (read more about them here) work in similar ways. You basically transfer money straight from your bank account to the casino’s bank account. Casinos like these transfers because they are super-safe, and the bank account holders are already vetted so there’s less risk of money laundering or fraud. The great thing about bank transfers is that they can move large amounts of money and therefore maximum limits will be high (e.g., $1 million). The downside of bank transfers is that they take a long time. Instant bank transfers work instantly though, but only for depositing. Payments via eCheck is another ACH option that is safe and reliable and since the verification process is automatic, the whole deposit process doesn’t take up too much time. Their downside is the lengthy cashout times.

Digital Wallets (E-Wallets)

Digital wallets are the default payment method for many international punters. Their acceptance in the US is not as wide as elsewhere in the world, but generally speaking, you’ll easily find casinos where you can bank with PayPal (read more about it here). Another popular option is Neteller. Neteller for online casinos is what PayPal is for eBay. However, not many US casinos take the eWallet. The biggest advantages of eWallets are their speed (both deposits and withdrawals can be instant) and that casinos don’t charge fees for these transactions.


US casino players have many banking options available at online casinos. Most casinos will accept VISA, MasterCard debit and credit cards as well as Amex cards. You can bank directly from your bank account by wiring money to the casino or sending them an eCheck or an instant bank transfer. If the casino of your choice takes eWallets your best options are PayPal or Neteller. 


Check out the banking information page of the site to confirm which payment methods they accept. If you have a preferred payment method, go to our dedicated payment method page, and select a casino from the list.

Yes, it is and again, you’ll have to confirm the exact limits on the banking page of your casino. Generally speaking, eWallets have the lowest minimum limits followed by credit cards and bank transfers. 

The casino will always conduct an internal check before your cashout request is processed. Following that, eWallets are the fastest followed by debit/credit cards and finally wire transfers.

Many players will tell you that eWallets are the way to go. However, if you don’t mind the gambling transactions showing up on your bank statement, you can simply use your existing debit or credit card or send a wire transfer to the casino.

PayPal, Neteller, credit and debit cards and instant bank transfers offer instant transfers. Wire transfers can take 1 to 5 days. 

You’ll have a few options to choose from, but this depends on the casino. Bank transfers, checks and PayPal are normally always accepted. Many casinos also offer cash out to debit cards. 

Other payment methods that are sometimes accepted in US casinos are VIP Preferred, cash at casino cage and Play+ prepaid cards.

Not all payment methods are available in all states. Some banks in certain states also block transactions to gambling sites. If in doubt, check with your bank.

Not at all. You can use an eWallet, send a bank transfer or use Paysafecard (basically a cash option) to fund your casino account. 

You may have reached your credit limit or entered the details of your card incorrectly. It is also possible that your bank doesn’t support payments to gambling sites. 

If you want to cash out to a debit or credit card, you’ll have had to use the said card for depositing before you can cash out. If you used a method that is only available for deposits, you can request a bank transfer from the casino.