One of the most popular banking methods in US online casinos is MasterCard and indeed, nearly all of them take these branded debit and credit cards.
But how does this payment method compare to the other ones, and should you go for this option? Keep reading to uncover its history, our top MasterCard casinos and what to expect when it comes to banking speed and fees.
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We can say with confidence that all legit online gambling brands will take MasterCard, at least for deposits. When it comes to withdrawals the situation is different though as some platforms don’t process payouts to credit cards. There are some state and bank-specific regulations on the use of this payment method debit and/or credit cards too that you should keep in mind though.
Depositing at real money online casinos is easy if you are familiar with making online transactions. The biggest advantage of debit and credit card payments is that if you already have one, you can get started straight away – no third party accounts needed.
However, this is not the only reason why this payment option is superb. Let’s jump into the practicalities.
Established in 1966 MasterCard is one of the largest card issuers in the world, besides Visa. The company was originally known as Interbank and later Master Charge. A decade after the start of its operation in the United States, the company expanded to Europe and later to Asia.
The name MasterCard was first used in 1979. Its main function is to process payments between the banks of merchants and the card-issuing banks or credit unions of the customers who make purchases with the brand’s debit, credit, and prepaid cards. Since 2016, the company has been traded on the NYSE.
There are several steps the payment processor takes to protect your transactions:
Generally, you’ll not have trouble finding operators that accept deposits with this payment option, however, withdrawals are not always available. We at Profitsquad have reviewed dozens of US online casinos that take this payment option and created a top list for our readers. We only display sites that offer quality casino games and great bonuses, have excellent customer support, and hold a US gaming license. These gambling sites made it to our top list:
100% up to $1,000 + 200 Free Spins | No commission | |
100% up to $2,000 | No limits on deposits and withdrawals | |
$50 Free Credits | Exclusive games | |
100% up to $1,000 + $25 FREEPLAY | High withdrawal limits | |
$20 free bonus + 120% up to $500 | $10 minimum deposit |
Funding your casino balance with this payment option is easy and convenient for you, and operators are more than happy to accept debit and credit cards. However, a lot depends on your bank as some (including Bank of America, Capital One, JPMorgan Chase and Santander) will not process debit and/or card transactions for online gaming.
If your bank does allow MasterCard transactions, you can make a deposit as follows:
Deposits are instant, so you can start playing straight away.
If you are looking for online operators that accept Capital One MasterCard, then 888 Casino has recently facilitated an online banking transfer option with 13 banks, among them Capital One.
The best operators won’t charge you for transactions through debit and credit cards, but you’ll come across some casinos that do have a 2% fee.
There may also be additional costs or fees (e.g. cash advance fee) levied by the issuer as stated in your cardholder agreement.
Minimum deposit limits usually start at $10, and the maximum depends on the platform. We have seen platforms with a generous $25,000 maximum limit, while others will only allow up to $5,000.
Even if an operator accepts MasterCard deposits, they don’t necessarily process withdrawals to the same method. Some companies only process them to certain card types while others don’t offer this option at all.
If you do have the option, you can withdraw by following these steps:
Usually, a withdrawal back to your card will take around 1-3 business days to appear in your bank account. However, this is after the 24 to 48-hour pending period operators take to confirm the processing of the transaction.
Most casinos won’t charge you for processing your withdrawal, while others levy a 2% fee. You’ll be able to confirm this while requesting the withdrawal.
Make sure you have your ID documents to hand as you may need to provide these to the casino before your withdrawal can be processed.
While MasterCard is one of the best online payment methods at online casinos, there are certain pros and cons you must consider before you make up your mind.
Pros | Cons |
✅Instant deposits | ❌Some US banks won’t process gambling transactions |
✅Available at most US online casinos | ❌Withdrawals are not always available |
✅Easy to use | ❌Long withdrawal processing period |
✅No or low fees | ❌Banks may charge fees on credit card transactions |
✅Multi-level security measures |
|
✅Trusted company with a long history |
|
✅Eligibility to claim large bonuses |
|
Simply put, you’ll have no problem claiming bonuses using your MasterCard. Debit and credit card users confirm their identity by using it and will face no restrictions on eligibility or game selection. Many of the casinos we reviewed offer large welcome bonuses in the form of deposit bonuses, free bets and more.
Although there aren’t usually bonuses you get specifically for using this payment option, you will be able to use it to claim whatever bonuses are available.
To claim, click on the link of the operator of your choice and you’ll be taken to the site where you can claim the bonus with a few clicks.
Online casinos in the USA tend to offer loads of banking options and chances are that at least some of them will suit you. Here are the most popular alternatives:
If you choose an eWallet option such as Neteller, Skrill or PayPal, you may not be eligible to claim bonuses, so check the terms and conditions first.
MasterCard is a reputable and safe payment option that is available at most online casinos. Deposits and withdrawals are typically free, and the upper limits are generous. However, if your bank doesn’t support payments to online gambling sites, your best bet is to try an eWallet solution.
Most US online casinos will take your debit or credit card; however, your bank may restrict transactions to gambling sites. Note, that some sites only allow deposits and not withdrawals.
Typically, MasterCard transactions are free. Some operators may charge a small fee – e.g., 2%.
This payment option is accepted all over the world. In fact, you can pay with your debit or credit card in 210 countries and territories worldwide. US and international casinos usually accept it.
Some casinos will process transactions to your MasterCard, in which case, your winnings should be with you in no more than 5 days. If the withdrawal option is not available, you can request a check to be sent by post or go for a bank transfer.
This depends on the operator as well as your bank. Online casinos normally have an upper deposit limit of between $5,000 and $25,000.
Yes, you can, if the site accepts this payment method. If they do, you’ll have no problem claiming the bonus and enjoying the games.
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