One of the most popular banking methods in US online casinos is MasterCard; But how does MasterCard compare to other payment methods, and should you go for this option? Keep reading to uncover its history, our top 5 MasterCard casinos and what to expect when it comes to banking speed and fees.
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We can say with confidence that all legit US online casino brands will take MasterCard, at least for deposits. When it comes to withdrawals the situation is different though as some casinos don’t process payouts to debit and credit cards. There are some state and bank-specific regulations on the use of MasterCard debit and/or credit cards too that you should keep in mind though.
Depositing with your MasterCard at online casinos is as easy as buying something with it on Amazon or paying for a hotel reservation. The biggest advantage of debit and credit card payments is that you won’t have to open a separate account, log into your online banking, or use a third-party website.
However, these are not the only reasons why it’s a superb payment option. Let’s jump into the practicalities.
Established in 1966, MasterCard is one of the largest card issuers in the world, besides Visa. The company was originally known as Interbank and later Master Charge. A decade after the start of its operation in the United States, the company expanded to Europe and later to Asia. The name MasterCard was first used in 1979. MasterCard’s function is to process payments between the banks of merchants and the card-issuing banks or credit unions of the customers who make purchases with the brand’s debit, credit, and prepaid cards. Since 2016, the company has been traded on the NYSE.
When online merchants, including online gambling sites, process transactions they are adhering to Payment Card Industry (PCI) compliance standards for data security. They use 128-bit encryption that ensures the safety and security of the data transmitted. An additional layer of protection is the MasterCard SecureCode which protects you from unauthorized use of your card. Your bank may also use two-factor authentication and send you a one-time code by text or push notification that you need to enter before transactions are authorized.
Generally, you’ll not have trouble finding online casinos that accepts MasterCard deposits, however, withdrawals to credit and debit cards are not always available. We at Profitsquad have reviewed dozens of US online casinos that take MasterCard and created a top list for our readers. We only display casinos that offer top games and great bonuses, have excellent customer support, and hold a US gaming license. These sites made it to our top list:
Funding your casino balance with MasterCard is easy and convenient for you, and online casinos are more than happy to accept It; However, a lot depends on your bank as some (including Bank of America, Capital One, JPMorgan Chase and Santander) will not process debit and/or card transactions for online gaming. If you are looking for casinos that accept Capital One MasterCard, we have a go-around option for you. 888 Casino has recently facilitated an online banking transfer option with 13 banks, among them Capital One.
most casinos won’t charge you for transactions through debit and credit cards, but you’ll come across some that do have a 2% fee on these cards.
Note, that there may also be additional costs or fees (e.g., cash advance fee) levied by your card issuer as stated in your cardholder agreement; Minimum deposit limits usually start at $10, and the maximum depends on the casino. We have seen casinos with a generous $25,000 maximum limit, while others will only allow up to $5,000.
Even if a casino accepts MasterCard deposits, they don’t necessarily process withdrawals to the same method. Some companies only process them to certain MasterCard types while others don’t offer this option at all.
If available, a withdrawal will take around 1-3 business days to appear in your bank account, however, this is after the 24 to 48-hour pending period casinos take to confirm the processing of the transaction.
Most casinos won’t charge you for processing your withdrawal, while others levy a 2% fee (you’ll be able to confirm this while requesting the withdrawal).
While MasterCard is one of the best online payment methods at online casinos, there are certain pros and cons you must consider before you make up your mind.
❌Many US banks won’t process transactions to online gaming companies
✅No or low fees
❌Withdrawals are often not available
✅Multi-level security measures
❌Long withdrawal processing period
✅Trusted company with a long history
❌Banks may charge cash advance fees on credit card transactions to casinos
✅Eligibility to claim large bonuses
Simply put, you’ll have no problem claiming bonuses using your MasterCard. Debit and credit card users confirm their identity by using a bank card and will face no restrictions on eligibility or game selection. Many of the casinos we reviewed offer large welcome bonuses in the form of deposit bonuses, free bets and more. Click on the link of the MasterCard casino of your choice and you’ll be taken to the site where you can claim the bonus with a few clicks.
Online casinos in the USA tend to offer loads of banking options and chances are that at least some of them will suit you. If you like to pay by traditional debit or credit cards, you can go for Visa or Amex.
Visa credit and debit cards are universally accepted at online casinos. These options also give you a fee-free way to deposit to your account and can be also used for withdrawing your winnings.
American Express is both a card issuer and a card network and is one of the largest banking companies in the United States.
MasterCard is a reputable and safe payment option that is available at most online casinos. Online Casino MasterCard deposits and withdrawals are typically free, and the upper limits are generous. If your bank doesn’t support payments to online casinos, your best bet is to try an ACH option.
Most US online casinos will take your MasterCard debit or credit card; however, your bank may restrict transactions to gambling sites. Note, that many casinos only allow deposits through MasterCard, and not withdrawals.
Typically, MasterCard transactions are free. Some casinos may charge a small – e.g., 2% – fee
MasterCard is accepted all over the world. In fact, you can pay with your debit or credit card in 210 countries and territories worldwide. US and international casinos usually accept MasterCard debit and credit cards.
Some casinos will process transactions to your MasterCard debit or credit card, in which case, your winnings should be with you in no more than 5 days. If MasterCard is not an available withdrawal option, you can request a check to be sent by post or go for a bank transfer.
This depends on the casino as well as your bank. Online casinos normally have an upper deposit limit of between $5,000 and $25,000.
Yes, you can, if the casino accepts MasterCard payments. If they do, you’ll have no problem claiming the bonus and enjoying the free games.