eCheck Casinos: Online Casinos That Accept eCheck In 2023

Electronic checks have been used in the US for over 20 years and they are still considered one of the best payment methods for many reasons.
players have tons of payment options at real money casinos and betting sites so why would you choose method? This is what we are going to uncover in this writing; Find out everything there is about eCheck, and learn how you can deposit and withdraw with it.

Best Online Casinos That Accept eCheck In 2023

Caesars Online Casino
100% up to $2,000
  • bullet-iconTop notch $2,000 deposit bonus
  • bullet-iconGreat variety of games in offer
  • bullet-iconCaesars rewards system for special promos
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Caesars NJ online casino is perhaps one of the best out there. In fact, no Caesars online casino review would be complete without mentioning the great selection of games, great customer service contact options, and the excellent level of security. This online casino is well worth spending time on thanks to its great graphics and overall enjoyable atmosphere. Caesars NJ online casino really is here to stay.

Golden Nugget
100% up to $250
  • bullet-icon900+ games including progressive slots and live dealer games
  • bullet-iconDemo games allowed before signup
  • bullet-iconGreat navigation and design
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Golden Nugget NJ online casino is perhaps one of the best online casinos around. With a wide variety of games, great bonuses, and promotions, this online casino is set to impress. Golden Nugget also hosts live casino games and sports games. Throw in the multitude of deposit and withdrawal methods and you know you’re in for a great time. This Golden Nugget online casino review is well worth reading.

BetMGM Casino
100% up to $1,000
  • bullet-iconOver 410 games & Live Dealer available
  • bullet-iconAwesome $1,000 match deposit bonus
  • bullet-iconWide variety of slot games
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BetMGM online casino is without a doubt one of the best online casinos around. With a very impressive selection of games and a wide range of bonuses and promotions, it’s no wonder this casino is very popular. The customer service options are very good, as is the level of security. BetMGM NJ online casino is well worth visiting.

Table of Contents

What Are eChecks?

Electronic checks are used in the US and what they do is transfer money from an account holder of one bank to an account holder of another or the same bank. Within the United States, eChecks use ACH to transfer funds to send money abroad and work like an international bank transfer.
Casino players in the US generally accept them as a deposit method as this is the preferred payment option of many of them.
To do so, they must first obtain the player’s information including their bank routing and checking account numbers.
Using this information, their bank can communicate directly with the player’s bank. Funds are then verified automatically, and the direct debit happens via ACH.

The Best Online Casinos That Accept eCheck

Online casinos in the US usually accept eChecks as this is a pretty standard form of payment in the country. This is a safe payment method for both the site and the player and processing fees are low so gambling sites have all the incentives to add it to their list of accepted payment options. 

We have investigated several casinos and created a list of the ones that accept them. Platforms that make it to our top list are all legit, licensed and offer great casino games and bonuses. So, scroll through our list of recommended sites, click on the link and create an account within a few minutes.
Depositing with an eCheck is then straightforward and since transactions are instant, you can start playing right away!


Golden Nugget

100% up to $1,000 + 200 Free Spins

No commission fees


100% up to $2,000

No maximum deposit or withdrawal fees


$20 Free Bonus + 100% up to $1,000

No hidden fees


100% up to $1,000 + $25 FREEPLAY

In person transactions available


100% up to $500 + $10 Free Cash

$10 minimum deposits



Transactions to casinos with eCheck will show up on your bank account statement so you need to consider how this will affect your credit rating.

How To Make A Deposit Using eCheck?

Depositing with an eCheck is just as easy as paying with an eWallet or using your credit card. All you need is a bank account with available funds in it and you are good to go. To make a deposit, simply follow these steps:


  1. Log in to your casino account
  2. Go to the ‘Cashier’ section and select ‘Deposit’
  3. Click on the eCheck option (which can be called by the service provider – e.g., VIP Preferred Program) 
  4. Enter the amount you want to deposit, your bank account number and the routing number
  5. Enter your bonus code if any
  6. Click on the ‘Deposit’ button
  7. The balance will appear on your account instantly or within a few minutes


These come with no or low fees since there is no card processor or third-party payment processor involved. 

Deposit limits are generally higher than with other methods – as long as you have enough balance in your bank account. The minimum limit also tends to be somewhat higher than with an eWallet – e.g., $20.


Expert Tip

If you are a lower roller or prefer smaller risks, you may prefer eWallets. This method, along with bank transfers is great for big spenders and high rollers.

How To Withdraw Funds Through eCheck?

Withdrawing your winnings is just as easy as depositing with eChecks. Most US online casinos that accept them will also let you withdraw through the same method. To request a withdrawal, you’ll have to make a previous successful deposit using the same method.

  1. Open your account
  2. Select withdrawals and click on ‘eCheck’.
  3. Enter your withdrawal amount and enter the details as requested by your casino,
  4. Click on confirm.

If you come across an operator that doesn’t offer this withdrawal option you can always choose the “check by mail” option. You will receive it at your home address and you can physically deposit it into your bank account. You may also go for the wire transfer option or create an eWallet account. 

While there are no fees involved with eCheck withdrawals they can be slower than other methods. Most casinos will have a processing period of 24 to 48 hours and once that’s over, it can take three to seven business days for you to receive the funds in your account.

Pros And Cons Of Using Electronic Checks

So, with all these options at your disposal, let’s see what the cons and pros of using this banking method are.




✅High levels of security

❌Often not an option at international casinos

✅All you need is a bank account and an available bank balance

❌Long withdrawal processing period

✅Simple to set up


✅High maximum deposit limits


✅Can be used for withdrawals


✅No or low transaction fees


✅Instant deposits


eCheck Casino Bonuses

We regularly scour the web to find the best bonuses for our readers. While payment-specific bonuses are not common, when we find them, we’ll list them. If you do select this as your preferred payment option, you should have no problem claiming the welcome bonus. Simply click on the link of one of our recommended casino sites and we’ll take you straight to their website to claim your bonus; You will also be able to enjoy existing player bonuses as well including free spins and reload bonuses etc.

Alternatives Of eChecks

If you are not convinced that eChecks are for you, there are many other banking methods you can use at online casinos. Similar methods include:

If the speed is the reason you decide against it, then you may wish to consider eWallet options such as:


Expert Tip

Make sure you have read the bonus terms and conditions before opting for eWallet deposits as you may not be eligible to claim the bonus.


Electronic checks are safe and easy to use. They are ideal for deposits and withdrawals as large sums can be transferred between your bank and the operator’s bank this way within seconds. Most US-licensed online casinos accept it and normally they won’t charge you any transaction fees. The only downside is that if you use them to withdraw money, it can take up to a week before the transaction clears. Look at our very best casinos and deposit with confidence.


Not all online casinos accept them as these fund transfers are specific to the United States. That being said, some international operators – for example, Unibet – do.

Yes, they are. The money is transferred straight from your bank account to the casino’s bank account with no middleman involved. Transactions are encrypted so hackers can’t get to your banking details.

Typically, there are no fees charged. Withdrawals are also fee-free in most cases.

They are used in the United States only. You may be able to send one internationally, but it will be processed as an international bank transfer.

If you have already deposited once with an eCheck, you’ll be able to request a withdrawal through the same method. If withdrawals with this method are not supported you can request a check by post, a bank transfer or open an eWallet and request the payout to your account.

Yes, you can. The game selection is not tied to any payment method unless you are using a casino bonus with specific bonus terms.

In most cases, yes. As there’s no manual check, the automated process usually occurs within seconds. Even the “slowest” casinos let your balance appear within a few minutes after hitting the deposit button.