Electronic checks have been used in the US for over 20 years and they are still considered one of the best payment methods for many reasons.
Today, players have tons of payment options at real money casinos and betting sites so why would you choose method? This is what we are going to uncover in this writing; Find out everything there is about eCheck, and learn how you can deposit and withdraw with it.
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Electronic checks are used in the US and what they do is transfer money from an account holder of one bank to an account holder of another or the same bank. Within the United States, eChecks use ACH to transfer funds to send money abroad and work like an international bank transfer.
Casino players in the US generally accept them as a deposit method as this is the preferred payment option of many of them.
To do so, they must first obtain the player’s information including their bank routing and checking account numbers.
Using this information, their bank can communicate directly with the player’s bank. Funds are then verified automatically, and the direct debit happens via ACH.
Online casinos in the US usually accept eChecks as this is a pretty standard form of payment in the country. This is a safe payment method for both the site and the player and processing fees are low so gambling sites have all the incentives to add it to their list of accepted payment options.
We have investigated several casinos and created a list of the ones that accept them. Platforms that make it to our top list are all legit, licensed and offer great casino games and bonuses. So, scroll through our list of recommended sites, click on the link and create an account within a few minutes.
Depositing with an eCheck is then straightforward and since transactions are instant, you can start playing right away!
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Transactions to casinos with eCheck will show up on your bank account statement so you need to consider how this will affect your credit rating.
Depositing with an eCheck is just as easy as paying with an eWallet or using your credit card. All you need is a bank account with available funds in it and you are good to go. To make a deposit, simply follow these steps:
These come with no or low fees since there is no card processor or third-party payment processor involved.
Deposit limits are generally higher than with other methods – as long as you have enough balance in your bank account. The minimum limit also tends to be somewhat higher than with an eWallet – e.g., $20.
If you are a lower roller or prefer smaller risks, you may prefer eWallets. This method, along with bank transfers is great for big spenders and high rollers.
Withdrawing your winnings is just as easy as depositing with eChecks. Most US online casinos that accept them will also let you withdraw through the same method. To request a withdrawal, you’ll have to make a previous successful deposit using the same method.
If you come across an operator that doesn’t offer this withdrawal option you can always choose the “check by mail” option. You will receive it at your home address and you can physically deposit it into your bank account. You may also go for the wire transfer option or create an eWallet account.
While there are no fees involved with eCheck withdrawals they can be slower than other methods. Most casinos will have a processing period of 24 to 48 hours and once that’s over, it can take three to seven business days for you to receive the funds in your account.
So, with all these options at your disposal, let’s see what the cons and pros of using this banking method are.
Pros | Cons |
✅High levels of security | ❌Often not an option at international casinos |
✅All you need is a bank account and an available bank balance | ❌Long withdrawal processing period |
✅Simple to set up |
|
✅High maximum deposit limits |
|
✅Can be used for withdrawals |
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✅No or low transaction fees |
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✅Instant deposits |
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We regularly scour the web to find the best bonuses for our readers. While payment-specific bonuses are not common, when we find them, we’ll list them. If you do select this as your preferred payment option, you should have no problem claiming the welcome bonus. Simply click on the link of one of our recommended casino sites and we’ll take you straight to their website to claim your bonus; You will also be able to enjoy existing player bonuses as well including free spins and reload bonuses etc.
If you are not convinced that eChecks are for you, there are many other banking methods you can use at online casinos. Similar methods include:
If the speed is the reason you decide against it, then you may wish to consider eWallet options such as:
Make sure you have read the bonus terms and conditions before opting for eWallet deposits as you may not be eligible to claim the bonus.
Electronic checks are safe and easy to use. They are ideal for deposits and withdrawals as large sums can be transferred between your bank and the operator’s bank this way within seconds. Most US-licensed online casinos accept it and normally they won’t charge you any transaction fees. The only downside is that if you use them to withdraw money, it can take up to a week before the transaction clears. Look at our very best casinos and deposit with confidence.
Not all online casinos accept them as these fund transfers are specific to the United States. That being said, some international operators – for example, Unibet – do.
Yes, they are. The money is transferred straight from your bank account to the casino’s bank account with no middleman involved. Transactions are encrypted so hackers can’t get to your banking details.
Typically, there are no fees charged. Withdrawals are also fee-free in most cases.
They are used in the United States only. You may be able to send one internationally, but it will be processed as an international bank transfer.
If you have already deposited once with an eCheck, you’ll be able to request a withdrawal through the same method. If withdrawals with this method are not supported you can request a check by post, a bank transfer or open an eWallet and request the payout to your account.
Yes, you can. The game selection is not tied to any payment method unless you are using a casino bonus with specific bonus terms.
In most cases, yes. As there’s no manual check, the automated process usually occurs within seconds. Even the “slowest” casinos let your balance appear within a few minutes after hitting the deposit button.
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