Online Casinos That Accept Bank Transfer Payments In 2023

Bank transfer is a safe electronic payment system that is excellent for moving large funds – but are they a good option at online casinos
On this page, we’ll tell you everything you need about this payment method, along with its pros and cons.

Online Casinos That Accept Bank Transfer Payments In 2023

Caesars Online Casino
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  • bullet-iconTop notch $2,000 deposit bonus
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Caesars NJ online casino is perhaps one of the best out there. In fact, no Caesars online casino review would be complete without mentioning the great selection of games, great customer service contact options, and the excellent level of security. This online casino is well worth spending time on thanks to its great graphics and overall enjoyable atmosphere. Caesars NJ online casino really is here to stay.

Golden Nugget
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  • bullet-icon900+ games including progressive slots and live dealer games
  • bullet-iconDemo games allowed before signup
  • bullet-iconGreat navigation and design
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Golden Nugget NJ online casino is perhaps one of the best online casinos around. With a wide variety of games, great bonuses, and promotions, this online casino is set to impress. Golden Nugget also hosts live casino games and sports games. Throw in the multitude of deposit and withdrawal methods and you know you’re in for a great time. This Golden Nugget online casino review is well worth reading.

BetMGM Casino
100% up to $1,000
  • bullet-iconOver 410 games & Live Dealer available
  • bullet-iconAwesome $1,000 match deposit bonus
  • bullet-iconWide variety of slot games
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BetMGM online casino is without a doubt one of the best online casinos around. With a very impressive selection of games and a wide range of bonuses and promotions, it’s no wonder this casino is very popular. The customer service options are very good, as is the level of security. BetMGM NJ online casino is well worth visiting.

Table of Contents

The Difference Between Bank Transfers And Wire Transfers

Many people are confused about these two options. The two methods are similar in the way that they both move funds through financial institutions but there are some differences


Bank Transfer

Wire Transfer

Can take longer to complete and can take 4 to 5 days

Usually quicker – often in 24 hours.

Cheaper than wire: usually only the sender will be charged a fee

More expensive and often the sender and receiver will be charged fees

Can only be sent nationally

Can be sent internationally

Can be recalled if a payment is made incorrectly

Wire transfers cannot be recalled if an error is made which makes them riskier.

Can only be completed via a bank

Can be completed via banks, credit unions and service providers.


However, both are very safe and secure methods of payment.


Expert Tip

This is usually the payment method with the longest withdrawal times so you need to consider this when choosing this as a payment option.

Top 5 Casinos That Accept Bank And Wire Transfers

When we rate casinos, we consider a whole range of factors apart from their deposit methods and only recommend sites that are legit and provide high-quality games and excellent bonuses. These are the online operators that made it to our top 5 list. 


Golden Nugget

100% up to $1,000 + 200 Free Spins

No deposit fees


$50 Free Credit

Excellent live dealer selection


100% up to $1,000 + $25 FREEPLAY

Up to $100,000 withdrawal limits


100% up to $500

Generous bonuses updated regularly

888 Casino

Up to$20 No Deposit

Over 1,000 slot games



Most good online casinos accept transfers, so read our reviews to make sure it fulfills all the other requirements you have.

How To Make Deposits Using Bank And Wire Transfers?

Now, let’s look at these two payment methods head-to-head in the below comparison table.

Bank Transfer Step-By-Step Guide

  1. Log in to your casino account
  2. Go to the ‘Cashier’ and select ‘Deposit’
  3. Choose ‘Online banking’ by clicking on its logo
  4. Enter the deposit amount and bonus code (if any), and click ‘Deposit’
  5. You’ll be redirected to the Instant Bank Transfer site
  6. Select your bank on the list
  7. You’ll be redirected to your online banking gateway, where you’ll need to log in and select the account you want debited
  8. After the transaction is completed you’ll be redirected to the cashier
  9. Your new balance should appear in a couple of minutes or a few days depending on whether you choose a standard or instant transfer.


These can take between 1 to 5 days to complete, while instant ones take just moments. They often come with minimal fees and high minimum and maximum deposits, so check your casino’s banking terms first.

Wire Transfer Step-By-Step Guide

  1. Log in to your casino account
  2. Go to the ‘Cashier’ and select ‘Deposit’
  3. Click on the Wire Transfer logo
  4. Enter the deposit amount and bonus code (if any), and click ‘Deposit’
  5. You’ll now see the ‘Payee’ details information which you need to complete to finalize the transfer
  6. Record the ‘Payee’ details and click on ‘Submit’ to confirm the transaction
  7. The operator’s page will give you a transaction ID that you should record for future reference
  8. Log onto your online banking or visit it personally and request a wire transfer using the payee information including the transaction ID
  9. Email your casino’s customer support with the confirmation details
  10. When the wire has cleared the funds will be credited to your account

There may be fees attached depending on how much you wish to deposit and the money can take up to 5 days to appear in your account. Minimum and maximum deposits can range between $50 and $10,000 per day.


Expert Tip

 Not all banks allow gambling transactions - so make sure that yours allows you to deposit to an online casino.

How To Withdraw Funds Using Bank Or Wire Transfers

To receive your withdrawals, you will need to follow these steps:


  1. Open your account
  2. Click on withdraw and ‘Wire Transfer’
  3. Enter the amount you wish to withdraw
  4. Enter details such as your bank’s name, address and account number, the ABA Routing number/Swift code/Sort code and other details on the withdrawal page.
  5. Click on confirm

After the withdrawal has been approved, they’ll process the transaction, and you should see the money in your account in 3-5 business days.
Casinos generally don’t charge for wire transfer withdrawals, but your bank may charge you a fee for receiving the payment.
The minimum withdrawal can be as much as 1,000 USD, but the maximum withdrawal amount is also very high, sometimes over a million dollars.  

If you want your withdrawal processed this way, you’ll first have to use this method at least once for depositing. If so, then simply follow these steps:


  1. Open your account
  2. Click on withdraw and select the bank wire logo
  3. Enter the amount you wish to withdraw and confirm your details.
  4. Click on confirm

After the operator has approved the transaction, the money should appear in your account within 2 business days.
There are no fees for this service and the minimum withdrawal amount is low – e.g., $10. The maximum withdrawal limit is normally around $50,000.


Expert Tip

If you are a high roller, wire transfer is the best choice for you as it offers very high withdrawal limits.

Pros And Cons Of Bank And Wire Transfers

Just like any other payment method, both have their pros and cons.

Bank Transfers



No/minimal fees

❌Somewhat slow withdrawals

✅Instant deposits

❌You must have a bank account

✅Safe transactions

❌Some banks don’t process payments to online casinos

✅Low minimum withdrawal limits


Wire Transfers



✅Safe transactions

May charge a fee for transactions

✅Large maximum deposits

❌High minimum withdrawal limits

Most casinos accept it

❌Slow deposits and very slow withdrawals

✅Very high maximum withdrawals


Bonuses For Using Bank And Wire Transfers

While it is rare to see operators offering specific bonuses for those who deposit with these options, they are always accepted when claiming large bonuses.
You will be able to claim
welcome bonuses including match deposit bonuses, free spins and more. You may even set up a repetitive wire transfer service to your casino and claim regular reload bonuses or loyalty points.

Alternatives To Bank And Wire Transfers

Some of the most popular alternative methods include:

Other excellent options include:


Expert Tip

You will need to check whether you can claim the welcome bonus if you opt to choose an eWallet alternative such as PayPal, Skrill or Neteller.


The main advantages of these payment options are their unparalleled security and that they can handle large transactions without any issues. While wire transfer deposits are slow, instant bank transfer deposits can reach your casino account in a couple of minutes. You won’t need to set up a separate account or go through a third-party website with either method since all you need is a bank account. Casinos won’t charge you a fee for deposits or withdrawals, but your financial institution may have fees for these transactions.


Yes, most US online casinos accept this as a payment option.

They are. These offer some of the highest levels of security as they are processed by financial institutions. As such they hold the same high levels of security and encryption.

Casinos won’t charge you fees for deposits but there may be fees levied by your bank.

You can make a transfer to operators that are licensed in states that regulate online gambling. At the moment these states are:

  • Connecticut, 
  • Delaware, 
  • Michigan, 
  • New Jersey, 
  • Pennsylvania
  • West Virginia.

If you have already used this method to deposit, you can request a withdrawal through the same method.

The timeframe for receiving credit to your account depends on your bank. International transfers can take up to 5 business days, but even local transfers may take around 2 days before they reach your account.