Online Casinos That Accept Bank Transfer

Bank transfers or wire transfers are one of the oldest methods of electronic payments that are available to people to transfer funds safely. With so many other modern payment options available, a traditional wire transfer may seem obsolete and way too slow and yet it is still the only way of moving large funds – e.g., buying a house or a new car or moving money between firms. 

But is wire transfer a good option at online casinos? At US gambling sites, you have lots of different deposit and withdrawal options so why would you use bank transfers? On this page, we’ll tell you everything about this method and explain its pros and cons. If you’re after a casino that accepts bank transfers you’re also at the right place as we’ll recommend to you some excellent sites that accept this banking method. 

Best Bank Transfer Online Casinos in the USA

1

Caesars Online Casino

#1 CASINO IN AMERICA
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  • bullet-iconTop notch $2,000 deposit bonus
  • bullet-iconGreat variety of games in offer
  • bullet-iconCaesars rewards system for special promos

9.6

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Caesars NJ online casino is perhaps one of the best out there. In fact, no Caesars online casino review would be complete without mentioning the great selection of games, great customer service contact options, and the excellent level of security. This online casino is well worth spending time on thanks to its great graphics and overall enjoyable atmosphere. Caesars NJ online casino really is here to stay.

2

Golden Nugget

MOST POPULAR CASINO
100% up to $250
  • bullet-icon900+ games including progressive slots and live dealer games
  • bullet-iconDemo games allowed before signup
  • bullet-iconGreat navigation and design

9.5

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Golden Nugget NJ online casino is perhaps one of the best online casinos around. With a wide variety of games, great bonuses, and promotions, this online casino is set to impress. Golden Nugget also hosts live casino games and sports games. Throw in the multitude of deposit and withdrawal methods and you know you’re in for a great time. This Golden Nugget online casino review is well worth reading.

3

BetMGM Casino

CASINO OF THE YEAR
100% up to $1,000
  • bullet-iconOver 410 games & Live Dealer available
  • bullet-iconAwesome $1,000 match deposit bonus
  • bullet-iconWide variety of slot games

9.4

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BetMGM online casino is without a doubt one of the best online casinos around. With a very impressive selection of games and a wide range of bonuses and promotions, it’s no wonder this casino is very popular. The customer service options are very good, as is the level of security. BetMGM NJ online casino is well worth visiting.

4

Borgata Casino

100% deposit match up to $1,000
  • bullet-iconLicensed and legal in the USA
  • bullet-iconRisk-free sports bet for new customers

9.6

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This Borgata Casino online casino review was a real pleasure to research. This online casino clearly knows how to please its players. With a huge selection of games and impressive withdrawal speed, Borgata Casino could be one of the best NJ casinos around. Customer service and security are very good, and players are set to enjoy spending their time online.

5

DraftKings Casino

$50 free credits
  • bullet-iconExclusive DraftKings slots & live dealer games
  • bullet-iconWelcome bonus worth up to $2,000

9.4

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Conducting research for this DraftKings Casino online casino review has been a pleasure. This is an online casino that seems to be a cut above the rest. The casino has more than 650 games, great graphics, and a good reputation. With many different bonuses and promotions open to all players, it’s no wonder that this online casino attracts many players. DraftKings Casino really is here to stay.

6

FanDuel Casino

Risk Free $1000 up to 24 Hours
  • bullet-iconPlenty of payment options
  • bullet-iconGreat promo codes and offers

9.4

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The FanDuel online casino is a good one. No FanDuel online casino review should fail to mention the good selection of games available. In addition to this, the numerous deposit and withdrawal methods are very enticing to all players. The bonuses and promotions are somewhat better than many players can find elsewhere. All of these factors help to make FanDuel NJ online casino one of the best out there.

7

Hard Rock Casino Online NJ

100% Deposit Match
  • bullet-iconPopular, globally trusted and recognized brand
  • bullet-iconGreat welcome package with 100% bonus and 50 free spins

9.8

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When writing a Hard Rock Casino online casino review, it quickly becomes clear that this is no ordinary casino. Hard Rock Casino is a very sophisticated and modern casino that offers a lot to every player. With some very good games on offer and some nice bonuses and promotions, this online casino could be considered one of the best.

8

Unibet Casino

GREAT BONUS OFFERS
$10 free & $500 deposit match
  • bullet-iconGreat range of bonus offers and promotions
  • bullet-iconMost excellent customer service

9.4

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Unibet casino offers every player a great playing experience. The online atmosphere is great from the moment you land on the site, and the customer service is exceptional. Cashing out is a relatively easy process thanks to the selection of options available. Players can choose one of the three different ways to reach the customer service team. This is impressive and is something that all online casinos should consider offering.

9

888casino NJ

NO DEPOSIT BONUS
$20 ND + 120% Up To $500 On Deposit
  • bullet-icon$20 free no deposit bonus
  • bullet-iconOver 200 games + live NJ dealer games
  • bullet-iconReliable, safe and regulated

9

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New players only • One-time offer valid from 2/26/20 – 12/31/22, 19:00 EST • Bonus is only valid if claimed by communication within 48 hours • Bonus must be wagered 30 times within 60 days from granting • Wagering contributions apply and vary by game • Bonus is valid for Casino games only • Withdrawal restrictions and full terms & conditions apply

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888's online casino has a lot of games to offer every player. However, there is a lack of promotions and bonus offers. Aside from this, 888casino is safe to use, and customer service is very good. If players want to spend time at a casino with a good atmosphere and great games, 888casino is the one to opt for.

10

Virgin Casino

Up to $100 cash back
  • bullet-iconWide Variety of Casino Games
  • bullet-iconGreat Cashback Bonus

9

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Virgin casino has a very nice atmosphere that’s evident as soon as you log in. While this casino does not have the latest graphics, it still has a good atmosphere. Players are made to feel welcome thanks to the bonuses and promotions available. In addition to this, the games are fun to play and full of enticing graphics.

The difference between bank transfers and wire transfers

Many people are confused about the names bank transfers and wire transfers. The two methods are similar in the way that they both move funds through financial institutions but there are some differences.

Bank transfers

 

Instant Bank Transfer is an ACH payment product that customers can use to make secure payments directly from their bank accounts to a company, in this case, an online casino. At an instant bank transfer casino, you can send or receive payments to your bank account without any redirects or pop-ups. Most banks and financial institutions in the United States are part of the instant bank transfer network and you don’t require to set up the service yourself.

Wire transfer

 

A bank wire transfer is a transfer of funds from one bank account to another locally or internationally. Wire transfers are initiated by the payer through their online banking or by visiting their bank personally. To complete the wire transfer you will need to enter details such as the casino’s bank’s name, its address, its bank account number, and the ABA Routing number/Swift code/Sort code. 

Bank and wire transfers are popular ways of funding casino accounts for many reasons. They offer much higher deposit and withdrawal limits than other payment methods and they are super safe, considering that they are conducted by banks.

Top 5 casinos that accept bank and wire transfers

Most US online casinos accept bank and wire transfers as these are the safest and cheapest payment options that are available. When we rate casinos, we consider a whole range of factors apart from their deposit methods and only recommend sites that are legit and provide high-quality games and excellent bonuses. These are the bank transfer online casinos and bank wire transfer casinos that made it to our top 5 list. 

1

Caesars Online Casino

#1 CASINO IN AMERICA
100% up to $2,000
  • bullet-iconTop notch $2,000 deposit bonus
  • bullet-iconGreat variety of games in offer
  • bullet-iconCaesars rewards system for special promos

9.6

Read Review
Visit Site

Caesars NJ online casino is perhaps one of the best out there. In fact, no Caesars online casino review would be complete without mentioning the great selection of games, great customer service contact options, and the excellent level of security. This online casino is well worth spending time on thanks to its great graphics and overall enjoyable atmosphere. Caesars NJ online casino really is here to stay.

2

Golden Nugget

MOST POPULAR CASINO
100% up to $250
  • bullet-icon900+ games including progressive slots and live dealer games
  • bullet-iconDemo games allowed before signup
  • bullet-iconGreat navigation and design

9.5

Read Review
Visit Site

Golden Nugget NJ online casino is perhaps one of the best online casinos around. With a wide variety of games, great bonuses, and promotions, this online casino is set to impress. Golden Nugget also hosts live casino games and sports games. Throw in the multitude of deposit and withdrawal methods and you know you’re in for a great time. This Golden Nugget online casino review is well worth reading.

3

BetMGM Casino

CASINO OF THE YEAR
100% up to $1,000
  • bullet-iconOver 410 games & Live Dealer available
  • bullet-iconAwesome $1,000 match deposit bonus
  • bullet-iconWide variety of slot games

9.4

Read Review
Visit Site

BetMGM online casino is without a doubt one of the best online casinos around. With a very impressive selection of games and a wide range of bonuses and promotions, it’s no wonder this casino is very popular. The customer service options are very good, as is the level of security. BetMGM NJ online casino is well worth visiting.

4

Borgata Casino

100% deposit match up to $1,000
  • bullet-iconLicensed and legal in the USA
  • bullet-iconRisk-free sports bet for new customers

9.6

Read Review
Visit Site

This Borgata Casino online casino review was a real pleasure to research. This online casino clearly knows how to please its players. With a huge selection of games and impressive withdrawal speed, Borgata Casino could be one of the best NJ casinos around. Customer service and security are very good, and players are set to enjoy spending their time online.

5

DraftKings Casino

$50 free credits
  • bullet-iconExclusive DraftKings slots & live dealer games
  • bullet-iconWelcome bonus worth up to $2,000

9.4

Read Review
Visit Site

Conducting research for this DraftKings Casino online casino review has been a pleasure. This is an online casino that seems to be a cut above the rest. The casino has more than 650 games, great graphics, and a good reputation. With many different bonuses and promotions open to all players, it’s no wonder that this online casino attracts many players. DraftKings Casino really is here to stay.

How to make deposits using bank transfers and wire transfers

Now, let’s look at these two-deposit methods head-to-head in the below comparison table.

 

 

Instant Bank Transfer

Wire Transfer

Fees

No fees

No casino fees, banks may charge a fee

Timeframe

Couple of minutes

2-5 business days

Minimum and maximum limits

$10 minimum, $1,500 maximum/day

$50 minimum, $10,000 maximum/day

How to transfer

On the casino’s site

Personally, at the bank or by online banking

Instant Bank Transfer step-by-step guide

  1. Log in to your casino account
  2. Go to the ‘Cashier’ and select ‘Deposit’
  3. Choose ‘OnlineBanking’ by clicking on its logo
  4. Enter the deposit amount and bonus code (if any), and click ‘Deposit’
  5. You’ll be redirected to the Instant Bank Transfer site
  6. Select your bank on the list
  7. You’ll be redirected to your online banking gateway, where you’ll need to log in and select the bank account you want debited
  8. After the online casino bank transfer is completed you’ll be redirected to the cashier

 

Your new balance should appear in a couple of minutes.

Online casino wire transfer step-by-step guide

  1. Log in to your casino account
  2. Go to the ‘Cashier’ and select ‘Deposit’
  3. Click on the Bank Wire Transfer logo
  4. Enter the deposit amount and bonus code (if any), and click ‘Deposit’
  5. You’ll now see the ‘Payee’ details information which your bank will require to complete the bank wire transfer
  6. Record the ‘Payee’ details and click on ‘Submit’ to confirm the transaction
  7. The casino’s page will give you a transaction ID that you should record for future reference
  8. Log onto your online banking or visit your bank personally and request a wire transfer using the payee information including the transaction ID
  9. Email your casino’s customer support with the wire confirmation details
  10. When the wire has cleared the funds will be credited to your account

How to withdraw funds using bank transfers or wire transfers

Wire and bank transfer casinos process withdrawals to both methods. 

To receive online casino wire transfer withdrawals, you will need to enter details such as your bank’s name, the bank’s address, your bank account number, the ABA Routing number/Swift code/Sort code and other details on the withdrawal page. After the withdrawal has been approved by the casino’s internal team, they’ll process the transaction, and you should see the money in your account in 3-5 business days. Casinos generally don’t charge for wire transfer withdrawals, but your bank may charge you a fee for receiving transfers. The minimum withdrawal amount is a lot higher than with other methods, around 1,000 USD, but the maximum withdrawal amount is also very high, often over a million dollars.  

If you want your withdrawal processed through instant bank transfer you’ll first have to use this method at least once for depositing. You can then request a withdrawal through the cashier page of your casino. All you need to do is enter the amount and select the bank transfer logo. After the casino has approved the transaction, the money should appear in your account within 2 business days. There are no fees for this service and the minimum withdrawal amount is low – e.g., $10. The maximum withdrawal limit is normally around $50,000. 

Pros and cons of bank transfers and wire transfers

Just like any other payment method, bank and wire transfers have their pros and cons.

Bank transfers

Pros

Cons

Wire transfers

Pros

Cons

Bonuses for using bank transfers and wire transfers

While it is rare to see casinos offering specific bonuses for those who deposit through wire or bank transfers, these methods are generally accepted when claiming large bonuses. A typical casino with bank transfer option will let you claim welcome bonuses including match deposit bonuses, free spins and more. You may even set up a repetitive wire transfer service to your casino and claim regular reload bonuses or loyalty points.

Alternatives to bank and wire transfers

If you like banking directly through your bank account, you may use eChecks which are also accepted by most US online casinos. Those who prefer to leave their regular bank out of their casino interactions, can set up an eWallet such as PayPal or Neteller and fund their casino account through these. 

eCheck

Electronic checks or eChecks have been used in the US for over 20 years and they are still considered one of the best payment methods for many reasons.

PayPal

PayPal is one of the earliest eWallets that almost everybody has heard of. The network has over 200 million users worldwide.

Neteller

This payment method is part of the PaySafe Group, and it is also a globally used payment method. You can also find it as an alternative payment method at PayPal casinos.

Conclusion

The main advantages of bank and wire transfers are their unparalleled security and that they can handle large transactions without any issues. While wire transfer deposits are slow, instant bank transfer deposits can reach your casino account in a couple of minutes. You won’t need to set up a separate account or go through a third-party website with either method since all you need is a bank account. Casinos won’t charge you a fee for bank and wire transfer deposits or withdrawals, but your bank may have fees for these transactions.

FAQ

Most US online casinos accept bank and wire transfers.

They are. Wire transfers are handled by your bank and Instant Bank Transfers hold bank-level security using the same encryption as banks do.

Casinos won’t charge you fees for deposits but there may be fees levied by your bank. 

You can make a bank transfer to casinos that are licensed in states that regulate online gambling. At the moment these states are Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, and West Virginia.

If you have already used bank or wire transfers to deposit, you can request a withdrawal through the same method. 

The timeframe for receiving credit to your bank account depends on your bank. International bank transfers can take up to 5 business days, but even local transfers may take around 2 days before they reach your account.